If you don’t have a company yet, Every can form a for you through the application it opens after you sign up. Every then applies for the company’s and opens its bank account.
Company Admins and Bookkeepers can fill in the application. See the FAQ for account requirements, fees and cap-table choices.
Before you begin
Sign up for Every first. Whoever signs up becomes a Company Admin. If your company already exists, answer Yes at the start of the application instead, and see Open a bank account. Every saves your answers as you go. When you come back, the application opens at its first step with your answers filled in.Start the application
After you sign up, Every opens the application. You stay in the application until you submit it. Its steps are Company Details, Owner Details, Ownership Structure, Roles & board, Review documents and Confirm & submit.1
Choose to incorporate
On Company Details, under Get started, find Have you incorporated yet? and select No.
2
Confirm you're ready
For Have you and your cofounders left your previous jobs?, select Yes. For Are you sure you are ready to incorporate?, select Yes, I am ready to incorporate.Company Details notes that once you incorporate, you should expect to pay at least $2,000 per year in taxes and related costs. If you answer No to either question, it advises against continuing and you can’t go on.
3
Choose the company type
Under Choose company type, select Tech Startup (C-Corporation). The option for an , Non-Tech SMB (LLC), shows Coming soon and can’t be selected.
4
Name your company
In Desired company name, enter a name that includes Inc, Incorporated, Corp or Corporation. To check that it’s available, select the link under Search company name to open Delaware’s company name search.
5
Describe your company
Choose your Industry, then enter your Website and a one-sentence Company description.
6
Say where your owners live
Under Compliance information, say where you and any owners who hold more than 25% of the company live.
7
Enter your business address
Under Legal business address, enter a physical U.S. address. If all owners live outside the U.S., the field’s note allows a virtual mailbox address instead. A PO box isn’t accepted. Then select Next.
Add owners and stockholders
Owner Details is about you. Ownership Structure is about everyone else who owns part of the company.1
Say if you're an owner
If you own 25% or more of the company, select Yes for Are you a 25% or greater owner of this company? and enter your Ownership percentage.
2
Add your details
Choose your Job title and Nationality, and enter your Date of birth and your home address under Owner address.
3
Add your marital status
Choose your Marital status. If you’re married, enter your spouse’s legal name, email and SSN if they have one.
4
Enter your SSN or passport number
In ID verification type, choose SSN (U.S only) or Passport Number (if Foreign Person), then enter the number.
5
Verify your identity
Under ID Verification, select Get started and complete the check with your photo ID. Then select Next, which stays unavailable until the check is done.
6
Add your co-founders
On Ownership Structure, select Add new, then Add owner for each person who owns 25% or more, or Add stockholder for each person who owns less. Fill in the sheet and save it, then repeat for each person. Don’t add yourself as an owner, and don’t add investors.When you submit, Every gives each owner you add the Company Admin and Employee roles in your company, unless their Job title is I’m not an employee.
7
Optional: reserve shares for a future founder
Select Add new → Add future founder and enter the share to reserve. Every reserves the shares, but a future founder doesn’t count as a current owner.
8
Continue
The bar shows how much of the company is allocated and how much is still available, and asks you to allocate all of it. Then select Next. You need at least one current owner who owns 25% or more: you, or someone you added with Add owner.
Choose officers and sign
On Roles & board, you choose your company’s from the people you added and, if you own 25% or more, yourself. You choose the the same way, sign the company’s first documents and check its compliance information.1
Choose the officers
Under Company officers, choose a CEO, President, CFO and Secretary. One person can hold all four.
2
Choose the board
Under Board members, select Add board member and choose who sits on the board. You need at least one member.
3
Choose who signs Form SS-4
In Select a shareholder with a SSN to sign Form SS-4, choose yourself if you have an SSN, or another who has one. Every uses to get your company’s EIN. If the person you choose has no SSN in the application, enter it in Signatory SSN.
4
Sign the Certificate of Incorporation
On the Sign the Certificate of Incorporation card, select Download to read the . Enter your full name, then select I agree to electronically sign this document. Signing authorizes Every to file it with the State of Delaware.
5
Sign the EIN forms
If you chose yourself to sign Form SS-4, also sign the Sign Form SS-4 to obtain an EIN number and Sign Form 8821 to obtain an EIN number cards the same way.
6
Check the compliance information
At the bottom, under Compliance information, check the answers about the account’s purpose, your source of funds and monthly transaction volume, the countries where your business operates, whether a regulator oversees it and the nature of your U.S. operations. They come filled in, so change any that don’t fit your business. The countries must include the United States. Then select Next.
Review and submit
Review documents shows what your application sets up:
1
Check the summary and documents
Check the cards on Review documents. Under Documents, select Download next to a document to read a preview, such as the bylaws or a founder’s .
2
Accept the terms
Under Terms & conditions, select each checkbox, then select Next. They include the agreements for your Every business deposit account and debit card.
3
Choose how to cover the incorporation fee
On Confirm & submit, the Incorporation fee covers all government fees and your first year of service. Choose Post about Every Today or Post about Every Later to have it waived for sharing Every on LinkedIn, now or within 6 months. Or choose Standard fee to pay it when you submit.
4
Redeem the offer if you post today
With Post about Every Today, select Redeem. In Redeem the offer, select Share on LinkedIn to post, then select Confirm.
5
Add a card
Under Payment method, enter a card.
6
Submit
Check the Order total, then select Confirm & Submit.
What happens next
Every shows Application Submitted. Select Done to go to Home, where Incorporation process shows Company Admins and Bookkeepers how far your company has come:
View setup shows your setup and its documents again. From the EIN stage on, View documents opens Documents.
Every then asks the founders, and the spouse of each one who’s married, to sign the post-incorporation documents. Once your company has its EIN, the request shows under Things to do on Home: select Get Started on your own row to sign them, or Nudge to remind someone else. If you chose someone else to sign Form SS-4, Every asks them to sign it too.
To file yours:
1
Open the to-do
On Home, under Things to do, select your File your 83(b) election by to-do. File your 83(b) election opens.
2
Choose how to file
Choose Digitally via Corpora or Manual filing (free). Every gives you a discount code for Corpora. With manual filing, Every prepares the forms, and you sign and mail them to the IRS.
3
Confirm
When you’ve filed, select Confirm & complete.
Ask about your application
Before you submit, email support@every.io if no shareholder has an SSN, if you’ve already applied for your company’s EIN or if you want to cancel the registered agent renewal. After you submit, email support@every.io. You can ask about your EIN application, canceling the registered agent renewal or changes to founders, ownership, officers or board members.FAQ
Do I need an Every checking account?
Do I need an Every checking account?
Yes. Incorporation includes opening an Every checking account and accepting its deposit and debit card agreements. Waiving the incorporation fee doesn’t remove the checking account requirement.The incorporation fee options explain how to qualify for the waiver.
Do I have to open a Treasury account?
Do I have to open a Treasury account?
No. Applying for and using Treasury are optional. The incorporation application still requires you to accept the displayed brokerage consent under Terms & conditions on Review documents.
Can I move my banking and close my accounts?
Can I move my banking and close my accounts?
Yes. You can move your banking elsewhere and close your accounts without a closure penalty, repayment of the waived incorporation fee or minimum retention period. Closing an account doesn’t cancel outstanding charges or subscriptions.See Move money for transfers to another bank. Every payroll requires Every checking (see Run payroll). To request closure or arrange a payroll transition before closing checking, email support@every.io.
Are there minimum balances or ongoing fees?
Are there minimum balances or ongoing fees?
Every checking has no opening deposit requirement, ongoing minimum balance or account fee. Treasury has its own requirements and investment disclosures.Paid services have separate charges (see Billing). The incorporation fee includes your first year of registered agent service. Annual renewal charges start a year after you submit.
Can I use Carta for my cap table?
Can I use Carta for my cap table?
Yes. You can manage your cap table with Carta or another cap-table provider. Company Admins and HR Admins can find Every’s starting Cap Table at Incorporation CSV in Documents under Company and Tax Documents.